During this public health crisis, there is no shortage of scams that are looking to feed off the rising fear and confusion surrounding the coronavirus. Many of these scams are aimed at senior citizens, who may not be as vigilant to online scam tactics. Seniors are at high risk of having more severe COVID-19 symptoms, and many scammers are trying to play off of your fears. This article will look at a few of the ways that you may be exposed to scammers, and how to avoid them. These are just some examples of currently known scams. There are likely others out there that have not been widely reported.

Computer Viruses and the Coronavirus

You may feel the need to look up information about the coronavirus, but you should be wary of what websites you trust. The Department of Justice has shut down hundreds of websites that are trying to take advantage of those looking for answers online, according to a recent AARP article. Many of these websites were using the phrases “COVID” and “Coronavirus” in their web name, while containing computer viruses and malware. While the DOJ will continue to take down fraudulent websites, you should try to remain cautious of unfamiliar web pages. Do not download anything from a website that you do not trust. For information on COVID-19, look to trusted sources, such as the CDC or the World Health Organization.

Another way scammers are preying on public fear is by creating fake mailing lists, that say they will inform you when a vaccine is found. These are being used to either ask for credit card info, or to send computer viruses. Be cautious of untrustworthy email addresses. Do not open emails from unknown or untrustworthy sources. Don’t click to sign up for an email newsletter without fully trusting the source. Do not pay or enter credit card information to join a newsletter from anywhere but a reliable and trusted source.

Coronavirus Testing Centers

In many areas, it can be difficult to get COVID testing. However, it is important to only receive tests from reputable sources. As of now, there are no mail-order or door-to-door testing for the coronavirus. Furthermore, New York is not doing door-to-door testing. If you go to a test site run by New York State, there is never any charge for your test. If you go to a private test site, check with your health insurance provider to confirm that you will not be responsible for any fees associated with your test.

While some healthcare providers are offering drive-thru testing, avoid any “test centers” not affiliated with a known medical provider. Many local clinics are operating as test centers. If you are going for testing, be sure to go to a reputable healthcare provider. New York State has a test site finder to help you get a test at an official location.

Cure-Alls and Vaccines

As of now, there are no Vaccines or official cures for COVID-19. While many pharmaceutical companies are working to find a cure, these will probably not be ready for the public for the foreseeable future. Be wary of companies online, on the phone, or in-person that are advertising their products as coronavirus cures or preventatives. Whether it’s CBD, essential oils, herbal teas, or Vitamin C; none of these products have been proven to prevent or cure the coronavirus. If you need treatment or guidance on preventing infection, consult your doctor.

Paying to “Shelter in Place”

A recent phishing scam offers a financial incentive for sheltering in place. Some of these scams may claim to be coming from the local government or even private companies. Do not buy into these scams. These scammers are often using phone calls and emails to ask for banking information or credit card information. Do not open emails from unknown or untrustworthy sources. Also, never give banking or credit card information to unreputable websites, or over the phone. If you receive an email offering you additional stimulus pay, or money for sheltering in place, do not open it. Delete it immediately.

Marketing of Critical Supplies

In March, a rush for toilet paper left many who needed it struggling to find a roll. Some scammers are using supply shortages and panic to scam the elderly into giving up credit card info for important supplies such as masks, toilet paper, and gloves. If you need important supplies, shop local or from a reputable online source, such as Amazon. If you do not want to venture out for supplies, ask a family member or trusted neighbor for assistance.

“You’ve Been in Contact” Calls

Some scammers are calling, texting, or emailing people to get personal information by explaining that the receiver has come into contact with someone diagnosed with COVID-19. If you receive a phone call such as this from a number you do not recognize, disregard it and hang up. Do not reply to text messages of this nature. Additionally, emails with a similar message should be deleted, and not opened.

For more than 40 years, our firm has been assisting people like you with long term care and estate planning needs. We bring you the knowledge and resources to protect you and your family. Armstrong & Lamberti, PLLC does not provide tax, legal, or accounting advice by articles. This material has been prepared for informational purposes only and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. Call 718.477.7700 or contact us online to schedule a free initial consultation with an estate planning attorney at Armstrong & Lamberti, PLLC. We proudly serve Staten Island, Brooklyn and the other boroughs of New York City.

If you believe you have been victimized, contact local law enforcement or the FBI’s Crime Complaint Center.